Wealth: Shop around. Toiletries and household cleaning items are often cheaper at discount stores, drug stores, and dollar stores than at supermarkets.
Tuesday, February 5, 2013
Health: Make sure your daily food choices include colorful fruits, veggies, whole grains, and low-fat dairy.
Wealth: only what you can afford to repay. If you can’t pay your bill in full, pay at least twice the minimum payment to avoid the “perma-debt” trap where credit card balances are rarely, if ever, repaid
Wednesday, February 6, 2013
Health: Meet yourself halfway by cutting food portions in half (e.g., eating 1 cookie instead of 2).
Wealth: Match your credit cards to their intended use. If you need to revolve a balance, use a low-interest rate card. If you plan to pay in full, use a credit card with a long grace period and cash-back rewards.
Thursday, February 7, 2013
Health: Follow recommended nutrition guidelines; e.g., eating 2 cups of fruit and 2 ½ cups of vegetables on a 2,000 calorie per day diet.
Wealth: Practice the “Rule of 3.” Research and compare the features of 3 credit cards (or any other product or service) before making a purchasing decision.
Friday, February 8, 2013
Health: Buy fruits and vegetables that require no peeling and chopping (e.g., baby carrots and bananas) if a time crunch is an obstacle to eating healthy food.