Sunday, May 6, 2012
- Health: Include physical activity in your work day schedule. Devote a part of your lunch break to a quick walk.
- Wealth: Save money on entertainment and vacation expenses. Look for discounts at resorts, theme parks, plays, concerts, sporting events, and museums.
Monday, May 7, 2012
- Health: Drink healthy at breakfast: a small glass of citrus juice (e.g., orange or grapefruit) and low-fat (1%) or fat-free (skim) milk.
- Wealth: Maintain a low debt-to-income ratio with monthly consumer debt payments (e.g., credit cards and loans) totaling 15% or less of monthly take home income.
Tuesday, May 8, 2012
- Health: Drink healthy when eating out: water with lemon, flavored sparkling water (non-caloric) and tea with or without lemon.
- Wealth: Maintain an emergency fund of at least three month’s expenses. Even more emergency savings is better in tough economic times.
Wednesday, May 9, 2012
- Health: Use spreads and sauces sparingly. Otherwise, calories and saturated fat can really add up.
- Wealth: As long as you are working, never consider your education and job training finished. Continue to learn on the job and develop new marketable skills.
Thursday, May 10, 2012
- Health: Serve healthy appetizers at parties: fresh fruit cubes, grilled and raw veggies, and pita bread with hummus.
- Wealth: Cover the large financial risks in your life. Purchase adequate life, health, liability, disability, and property insurance.
Friday, May 11, 2012
- Health: Set specific health improvement goals such as walking 3 miles a day (about 5,800 steps).
- Wealth: Pay down debt with windfalls, such as a tax refund, that provide a nice chunk of change.
Saturday, May 12, 2012
- Health: Create a new health improvement routine (e.g., exercise before work) and continue that routine so it becomes a habit.
- Wealth: Learn more about personal finance. Visit www.mymoney.gov, the federal government’s “one-stop shop” for financial education information from government agencies.