Twitter Messages: Savings Strategies

1. America Saves Website: http://bit.ly/ASaves

Messages

1. Save loose change. Saving $1 + change/day allows U 2 save $500/yr. Small changes = big savings! For more info, http://bit.ly/ASaves #eXasw
2. When U buy lattes etc, put same amt in a jar. If U can't afford savings match $, U can't afford it! More tips: http://bit.ly/ASaves #eXasw
3. Force yourself to save. Put your savings on autopilot with direct deposit & 401(k) contributions. More tips: http://bit.ly/ASaves #eXasw
4. R U paid weekly? You have an "extra" check in 4 months of each yr. Use it to save or reduce debt. More tips: http://bit.ly/ASaves #eXasw
5. R U paid bi-weekly? You have "extra" check in 2 months of each yr. Use it to save or reduce debt. More tips: http://bit.ly/ASaves #eXasw
6. When U pay off a loan, continue making the monthly payment- to yourself! One more thing: join America Saves: http://bit.ly/ASaves
7. Empty out your pockets or wallet & save your loose change. Deposit the coins regularly into savings. More tips: http://bit.ly/ASaves #eXasw
8. Do U save change?  U R not alone! 3/4 of Americans save coins. Kick it up a notch & save $1 too. More tips: http://bit.ly/ASaves #eXasw
9. Bank a windfall. Whenever you get unexpected $, save part of it. Set a savings goal & join America Saves: http://bit.ly/ASaves #eXasw
10. Make savings an "expense" in your spending plan (budget) & give it top priority. Become an American Saver: http://bit.ly/ASaves #eXasw
11. Tell others about your savings goals so you have people to hold you accountable. More America Saves tips: http://bit.ly/ASaves #eXasw
12. Direct deposit all or part of your tax refund into up to 3 accts with Form 8888. More America Saves tips: http://bit.ly/ASaves #eXasw
13. Boost your savings with automatic monthly transfers from checking 2 savings. For America Saves saving tips: http://bit.ly/ASaves #eXasw
14. Motivate yourself 2 #save. Write out $$$ goals with a date & cost like "I will save $200 a month" More info: http://bit.ly/ASaves #eXasw
15. Automate your #savings. #Directdeposit your paycheck & enroll in your employer's #retirement plan. More info: http://bit.ly/ASaves  #eXasw
16. Pay yourself first. #Save part of ur income regularly. Treat #savings as a very important "bill." More info: http://bit.ly/ASaves #eXasw
17. Collect loose change. Empty out your pockets or wallet each day & #save the change in a jar. More info: http://bit.ly/ASaves #eXasw
18. Go direct. Have regular income (e.g., paycheck, SS) deposited into a checking or #savings account. More info: http://bit.ly/ASaves #eXasw
19. Put #savings deposits on autopilot. Use payroll deduction 4 #retirement savings account at work. More info: http://bit.ly/ASaves #eXasw
20. Step up positive financial behaviors. Saving 3% of your salary in a #401(k)?  Make it 4% or 5%. More info: http://bit.ly/ASaves #eXasw
21. #Save your #taxrefund. U can split #tax refunds among up to 3 different accounts using Form 8888. More info: http://bit.ly/ASaves #eXasw
22. Track your expenses 4 a month 2 get a realistic view of your current cash flow & find $ to #save. More info: http://bit.ly/ASaves #eXasw
23. #Save a dime for every dollar you earn. "Pay yourself first" by #saving 10% of your gross #income. More info: http://bit.ly/ASaves #eXasw
24. #Save $1 a day, plus change, by reducing daily expenses. You'll have ~ $50/month or $600/year. More info: http://bit.ly/ASaves #eXasw
25. Try to save 10% of what you earn. Take your gross income & drop last digit. Earn $40k, save $4k. More info: http://bit.ly/ASaves #eXasw
26. Raise your #savings when you get a raise. Each time you get a pay increase, #save some of it. More info: http://bit.ly/ASaves #eXasw
27. #Save $1, $2, $5, or $10/day, plus loose change, in a jar. Deposit $$$ regularly 2 earn #interest. More info: http://bit.ly/ASaves #eXasw
28. Put #savings in your #budget (from French bougette, purse), a list of planned expenses & income. More info: http://bit.ly/ASaves #eXasw
29. Do you "pay yourself first" by #saving part of each paycheck automatically B4 you can spend it? More info: http://bit.ly/ASaves #eXasw
30. If your expenses end or decrease (e.g., child care, loans), raise the % of pay that you #save. More info: http://bit.ly/ASaves #eXasw
31. Lack discipline 2 #save? Have someone do it 4 you through direct deposit 2 a #savings account. More info: http://bit.ly/ASaves #eXasw
32. Treat #savings like a household expense. The more automatic the saving method, the better. More info: http://bit.ly/ASaves #eXasw
33. #Save loose change in a jar & get in the habit of making change when U buy things 4 more 2 #save. More info: http://bit.ly/ASaves #eXasw
34. A majority of taxpayers get a #taxrefund. Save part of yours using Form 8888 or by yourself. More info: http://bit.ly/ASaves #eXasw
35. When U unexpectedly get windfalls, such as a raffle prize or bonus, #save all or part of it. More info: http://bit.ly/ASaves #eXasw
36. Experience #saving success. "Crash save" 4 a short-term goal by reducing expenses temporarily. More info: http://bit.ly/ASaves #eXasw
37. Fund an IRA one week at a time: $105 x 52 weeks = almost the $5,500 maximum annual limit. More info: http://bit.ly/ASaves #eXasw
38. Include #savings in your family #spending plan (#budget) as a fixed expense like a car payment. More info: http://bit.ly/ASaves #eXasw
39. A tried & true way 2 save money: save pocket change in a jar so U can see your savings. More savings info: http://bit.ly/ASaves #eXasw
40. Make "payments" 4 paid-off loans- 2 yourself- 2 painlessly save without feeling deprived. More savings info: http://bit.ly/ASaves #eXasw
41. Automatically transfer $$ from checking 2 savings; e.g., $200 on the 30th of every month. More savings info: http://bit.ly/ASaves #eXasw
42. Save half of ur next pay increase. Income will still go up & savings will be painless. More savings info: http://bit.ly/ASaves  #eXasw
43. The best way 2 save $$$ is automatically. When U get a raise, increase your savings. More savings info: http://bit.ly/ASaves #eXasw
44. Getting a tax refund?  Save at least half for emergencies or future financial goals. More savings info: http://bit.ly/ASaves #eXasw
45. Do U save coins? Try it! Many banks/credit unions count their depositors' change 4 free. More savings info: http://bit.ly/ASaves #eXasw
46. To save money on a shoestring budget, put $1 a day in a jar. In a year, you'll have $365. More savings info: http://bit.ly/ASaves #eXasw
47. Be a successful saver. Make a spending plan (budget) with savings as a fixed "expense." More savings info: http://bit.ly/ASaves #eXasw
48. On Day #1, save $1. Increase by $1 a day for 25 days. By Day #25, U save $25 & have $325. More savings info: http://bit.ly/ASaves #eXasw