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Home Savings Promotion Resource Kit

Twitter Messages: Retirement Savings

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  1. America Saves Website: http://bit.ly/ASaves

Messages

  1. Participate in a 401(k) plan? An employer match is "free money" to help U save. Don't pass it up! More tips: http://bit.ly/ASaves #eXasw
  2. The largest asset of many families is home equity. Set a goal 2 pay your mortgage before retirement. More tips: http://bit.ly/ASaves #eXasw
  3. Saving in a 401(k)?  Try 2 save more (from 4% to 6% of pay) when u earn more or expenses end. More tips: http://bit.ly/ASaves #eXasw
  4. Invest $50/week at age 35 & you'll have $217,645 at 65 with a 6% average return. Small amounts add up: http://bit.ly/ASaves #eXasw
  5. Want 2 retire? #Save $$$ in employer's tax-deferred 401(k), 403(b), or 457 #retirement savings plan. More info: http://bit.ly/ASaves #eXasw
  6. Calculate what U need to #save 4 #retirement with the Ballpark Estimate at www.choosetosave.org. More info: http://bit.ly/ASaves #eXasw
  7. Take advantage of "free" #money. If your employer matches 401(k)s, #save 2 earn maximum % match. More info: http://bit.ly/ASaves #eXasw
  8. Sign up for your employer's #retirement #savings plan so money can be saved before it is spent. More info: http://bit.ly/ASaves #eXasw
  9. #Save $$ in a SEP or SIMPLE #retirement savings plan if U are self-employed. Get with the program! More info: http://bit.ly/ASaves #eXasw
  10. Take advantage of catch-up #retirement #savings plan contributions if U are age 50 & over. More info: http://bit.ly/ASaves #eXasw
  11. Earn "free money." Don't miss out on the maximum employer match 2 your #retirement #savings plan. More info: http://bit.ly/ASaves #eXasw
  12. #Save $$$ in employer #retirement plan. Major benefit: federal #incometax deferral on $$$ saved. More info: http://bit.ly/ASaves #eXasw
  13. #Save as much as you can afford in a #retirement #savings plan & more $$$ when you get a raise. More info: http://bit.ly/ASaves #eXasw
  14. #Savings is important 4 #retirement 2 add 2 Social Security, part-time work, and/or a pension. More info: http://bit.ly/ASaves  #eXasw
  15. Want 2 be a financially secure retiree? Reduce your salary to #save $ in a 401(k) or 403(b) plan. More info: http://bit.ly/ASaves #eXasw
  16. When calculating what U need 2 save 4 retirement, be sure 2 include match from your employer. More savings info: http://bit.ly/ASaves #eXasw
  17. Study: workers who get retirement income forecasts save > those who do not. #s R power! More savings info: http://bit.ly/ASaves #eXasw
  18. If U R not saving in an employer retirement plan, start with small % of pay & notch up %. More savings info: http://bit.ly/ASaves #eXasw
  19. What % of pay do U need 2 save 4 a secure retirement? It depends on age & investments. More savings info: http://bit.ly/ASaves #eXasw
  20. Self-employed? U can save money 4 retirement in a simplified employee pension (SEP) plan. More savings info: http://bit.ly/ASaves #eXasw
  21. The goal of saving & investing is 2 build wealth over time 4 long-term goals like retirement. More savings info: http://bit.ly/ASaves #eXasw
  22. Use the Ballpark Estimate calculator 2 see what U need to invest 4 #retirement: http://www.choosetosave.org/ballpark/
  23. To do an accurate #retirement savings estimate, get your personal #SocialSecurity benefit statement first: http://www.ssa.gov/myaccount/
  24. #Saving in a tax-deferred employer #retirement savings plan? Contribution is tax-deductible. More savings info: http://bit.ly/ASaves #eXasw
  25. #Saving in a tax-deferred employer #401(k) plan?  Employer match is "free #money." More savings info: http://bit.ly/ASaves #eXasw
  26. #Saving in an employer #401(k) plan? Employer match provides a cushion against losses. More savings info: http://bit.ly/ASaves #eXasw
  27. Invest a $1,200 a year #tax refund 4 #retirement at 8% for 30 years & you'll have almost $160k. More savings info: http://bit.ly/ASaves #eXasw
  28. Consider tax-deferred products (e.g., IRA, 401(k) plan) 2 save 4 #retirement. More savings info: http://bit.ly/ASaves #eXasw
  29. Tax-deferred #retirement plans don't escape #taxes completely but they buy investors time. More savings info: http://bit.ly/ASaves #eXasw
  30. Traditional #IRA earnings R free from tax until withdrawals R made, usually at #retirement. More savings info: http://bit.ly/ASaves #eXasw
  31. Even if U can't write off contribution, traditional #IRAs are still useful 4 tax-deferral. More savings info: http://bit.ly/ASaves #eXasw
  32. Employer matching is "free money"; a 25% 401(k) match = automatic 25% return on deposit. More savings info: http://bit.ly/ASaves #eXasw
  33. When you leave jobs, put tax-deferred savings in a rollover IRA or new employer plan. More savings info: http://bit.ly/ASaves #eXasw
  34. If U withdraw $$$ from tax-deferred savings B4 age 59 ½, U must pay 10% penalty + tax. More savings info: http://bit.ly/ASaves #eXasw