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Small Steps for Successful Investing

December 2021

Barbara O’Neill, Ph.D., CFP®
Distinguished Professor and Extension Financial Management Specialist Emeritus
Rutgers Cooperative Extension

Some people have recently started to invest for the first time. Others have been investing money for decades through their employer retirement savings plan or on their own. Regardless of whether you are a “newbie” or a seasoned investor, there are time-tested investment strategies that have been proven to produce positive investment returns over time.

Below are ten small steps for successful investing:


For additional information about investing and common types of investments, review the Cooperative Extension Investing for Your Future course and/or the FINRA Investor Education Library.