Personal Finance


Assessment Tools

Disclaimer: Rutgers Cooperative Extension personal finance online quizzes are intended for information and illustrative purposes only. The quizzes should not be regarded as "investment advice" or as a personalized recommendation regarding a course of action. Quiz respondents should consult the services of a competent professional if expert assistance is required.

Consumer to Consumer Video Series

Financial Education Lesson Plans

  1. Risks and Benefits of Entrepreneurship (85k PDF)
  2. Compound Interest: Your Best Friend or Worst Enemy (106k PDF)
  3. Know the Score: Credit Score Modeling and Impacts (360k PDF)
  4. The Impact of Inflation (128k PDF)
  5. Monetary Transaction Tools (572k PDF)
  6. Taxes: The Price That People Pay for Public Benefits (511k PDF)
  7. Property and Liability Insurance (112k PDF)
  8. How Health Insurance Works (973k PDF)
  9. Values, Goals, and Financial Decisions (252k PDF)
  10. Spending Plan/Budget: Your Financial Road Map (112k PDF)
  11. Interest: The Cost of Borrowing Money (126k PDF)
  12. Investing for Your Future (2MB PDF)
  13. Credit Counseling: Where, When, and Why (117k PDF)
  14. The Purpose and Importance of Wills (172k PDF)
  15. The Costs and Benefits of Renter's and Homeowner's Insurance (340k PDF)
  16. Income Tax Exemptions and Deductions (224k PDF)
  17. Saving and Investing Strategies and Influences (377k PDF)
  18. Credit Report Basics: Analyzing and Disputing Information (265k PDF)

Microsoft Excel Financial Templates:

Money Talk: A Financial Guide For Women


Savings Challenges:

  1. 15-Week Savings Challenge Generic (22k PDF)
  2. 15-Week Challenge Basic 15 Week America Saves Challenge (11k Excel File)
  3. 15-Week Challenge Hard Core 15 Week America Saves Challenge (11k Excel File)
  4. 52-Week Youth Money Challenge (19k PDF)
  5. The $2,500 Savings Challenge (82k PDF)
  6. 30-Day $100 Savings Challenge (102k PDF)


Barbara O'Neill
Phone: 848-932-9126

  1. Rutgers
  2. Executive Dean of Agriculture and Natural Resources
  3. School of Environmental and Biological Sciences