Small Steps to Health and Wealth™
Rutgers New Jersey Agricultural Experiment Station (NJAES) Cooperative Extension's major health finance initiative is Small Steps to Health and Wealth™. This program is designed to motivate consumers to implement behavior change strategies that simultaneously improve their health and personal finances.
Book
Chapters
- 01 SSHW Overview (134k PDF)
- 02 Health and Wealth Connections (155k PDF)
- 03 Overcoming Obstacles and Taking Action (147k PDF)
- 04 Intro Before 25 Strategies (106k PDF)
- 05 Taking Action and Staying Motivated (144k PDF)
Book Marketing Information
Behavior Change Strategies
- 01 Track Your Current Behavior (138k PDF)
- 02 Unload Your Childhood Baggage (132k PDF)
- 03 Put Your Mind to It (151k PDF)
- 04 Commit to Making a Change (142k PDF)
- 05 Defy Someone or Defy the Odds (131k PDF)
- 06 Think Balance-Not Sacrifice (147k PDF)
- 07 Control Your Destiny (141k PDF)
- 08 Make Progress Every Day (149k PDF)
- 09 Get Help and Be Accountable (128k PDF)
- 10 Meet Yourself Halfway (133k PDF)
- 11 Say No to Super-Sizing (139k PDF)
- 12 Convert Consumption Into Labor (149k PDF)
- 13 Compare Yourself With Recommended Benchmarks (182k PDF)
- 14 Use Easy Frames of Reference (204k PDF)
- 15 Automate Good Habits and Create Templates (184k PDF)
- 16 Live The Power of 10 (173k PDF)
- 17 Take Calculated Risks and Conquer Your Fears (140k PDF)
- 18 Appreciate Teachable Moments and Wake-up Calls (164k PDF)
- 19 Weigh the Costs and Benefits of Changing (148k PDF)
- 20 Step Down to Change (169k PDF)
- 21 Kick it Up a Notch (148k PDF)
- 22 Control Your Environment (147k PDF)
- 23 Monitor Your Progress and Reward Success (172k PDF)
- 24 Expect Obstacles and Prepare for Relapses (155k PDF)
- 25 Set a Date and Get Started---Just Do It (153k PDF)
Challenges
- SSHW Challenge Tracking Form (66k PDF)
- Spring 2013 Daily Motivational Messages
- Winter 2013 Daily Motivational Messages
- Spring 2012 Daily Motivational Messages
- Winter 2012 Daily Motivational Messages
- Spring 2011 Daily Motivational Messages
- Winter 2011 Daily Motivational Messages
- Fall 2010 Daily Motivational Messages
- Spring 2010 Daily Motivational Messages
- Winter 2010 Daily Motivational Messages
Multimedia
- SSHW Infographic
- SSHW Videos (from University of Arkansas System Division of Agriculture)
- SSHW Interview with Dr. Barbara O'Neill (from AAFCS)
- SSHW Animated Videos
Posters
- Are Your Savings Going Up in Smoke? (355k PDF)
- Eating Away at Your Future? (374k PDF)
- Is Your Lunch Eating Your Lunch? (318k PDF)
- Nibbling Away at Your Bottom Line? (276k PDF)
Research
Refereed Journal Articles
- O’Neill, B., Xiao, J.J., & Ensle, K. (2018). Positive financial practices: Do diet, sleep, and physical activity make a difference? 2018 ACCI annual meeting poster and accepted by Journal of Family and Consumer Sciences (in press). www.consumerinterests.org/assets/docs/CIA/CIA2018/O%27NeillCIA18.pdf
- O’Neill, B., Xiao, J.J., & Ensle, K. (2018). Reading nutrition labels: A predictor of health and wealth? Journal of Human Sciences and Extension, 6(3), 1-24.docs.wixstatic.com/ugd/c8fe6e_2c2b583fb22e4cedabc7b8e91f778371.pdf
- O’Neill, B., Xiao, J.J., & Ensle, K. (2017b). Improving health and increasing wealth: Research insights and program outreach. Journal of NEAFCS, 17, 11-23. www.neafcs.org/assets/documents/journal/2017%20jneafcs%20final%202.pdf
- O’Neill, B., Xiao, J.J., & Ensle, K. (2017). Positive health and financial practices: Does budgeting make a difference? Journal of Family and Consumer Sciences, 109(2), 27-36. www.ingentaconnect.com/content/aafcs/jfcs/2017/00000109/00000002/art00007
- O’Neill, B., Xiao, J.J., & Ensle, K. (2016). Positive health and financial behaviors: The impact of time expenditure behavior and avoidance. Journal of Personal Finance, 15(2), 41-51.
- O'Neill, B., Xiao, J.J., & Ensle, K.M. Propensity to Plan: A Key to Health and Wealth? Journal of Financial Planning, (2016), 29(3), 42-51. URL: www.onefpa.org/journal/Pages/MAR16-Propensity-to-Plan-A-Key-to-Health-and-Wealth.aspx.
- O'Neill, B. The greatest Wealth is Health: Relationships Between Health and Financial Behaviors. Journal of Personal Finance, (2015), 14(1).
URL: www.iarfc.org/documents/issues/Vol.14Issue1.pdf. - O’Neill, B. & Ensle, K. Small Steps to Health and Wealth™: Program Update and Research Insights. The Forum for Family and Consumer Issues (2014), (19(1). [WWW Document] URL: ncsu.edu/ffci/publications/2014/v19-n1-2014-spring/oneil-ensle.php.
- O'Neill, B. & Ensle, K. Have it Their Way: Creating Personalized Online Challenges to Motivate Learners. Journal of Extension (April 2012), 50(2), 6 pages [WWW Document] URL: tigerprints.clemson.edu/joe/vol50/iss2/49/.
- O'Neill, B. & Ensle, K. The Online Small Steps to Health and Wealth™ Challenge: A Model for Interdisciplinary FCS Programs. Journal of Family and Consumer Sciences (2010), 102(4), 52-55.
- O'Neill, B. Health and Wealth Connections: Evidence from Research and Practice. Journal of Family and Consumer Sciences (2009), 101(3), 14-19.
- O'Neill, B. & Ensle, K. Small Steps to Health and Wealth™: Available Resources and Potential Economic Impacts. The Forum for Family and Consumer Issues (Summer/Fall 2008), 13(2), 5 pages [ WWW document] URL: ncsu.edu/ffci/publications/2008/v13-n2-2008-summer-fall/oneill.php.
- O'Neill, B. Health and Wealth Connections: Implications for Financial Planners. Journal of Personal Finance (2005), 4(2), 27-39.
- O'Neill, B. Small Steps to Health and Wealth. The Forum for Family and Consumer Issues, (December 2004), 9(3), 8 pages. [WWW document] URL: www.ces.ncsu.edu/depts/fcs/pub/9_3/smallsteps.html.
Refereed Abstracts
- Ensle, K. & O'Neill, B. An On-Line Challenge in Health, Nutrition, and Finance Behaviors. Journal of Nutrition Education and Behavior, Society for Nutrition Education, 2011, 43(4S1), S-42.
- O'Neill, B. & Ensle, K. The Small Steps to Heath and Wealth ™ Challenge: An Online Tool to Motivate Consumers to Make Positive Behavior Changes. Eastern Family Economics/ Resource Management Association, (2010), 1 page. [WWW document] URL: mrupured.myweb.uga.edu/proceedings2010.shtml.
- Block, L., Kranch, R., O'Neill, B., & Ensle, K. Health and Wealth- A No-Risk Investment: Online Behavior Change Strategies to Improve Health and Wealth. Association for Financial Counseling and Planning Education, (2009), 64.
- O'Neill, B. 25 Steps to Health and Wealth: The Small Steps to Health and Wealth Workbook. Association for Financial Counseling and Planning Education, (2006), 110.
- O'Neill, B. Changing Behavior One Step at a Time: The Small Steps to Health and Wealth™ Workbook. Consumer Interests Annual, (American Council on Consumer Interests), (2006), 52, 417-418.
- O'Neill, B. Small Steps to Health and Wealth. Association for Financial Counseling and Planning Education, (2005), 85.
Workplace Wellness: Small Steps to Health & Wealth
- Introduction (515k PDF)
- Track Your Current Behavior (501k PDF)
- Unload Your Childhood Baggage (620k PDF)
- Put Your Mind to It (439k PDF)
- Commit to Making a Change (425k PDF)
- Defy Someone or Defy the Odds (357k PDF)
- Think Balance-Not Sacrifice (371k PDF)
- Control Your Destiny (371k PDF)
- Make Progress Every Day (404k PDF)
- Get Helpand Be Accountable (450k PDF)
- Meet Yourself Halfway (450k PDF)
- Say No to Super Sizing (483k PDF)
- Convert Consumption Into Labor (431k PDF)
- Compare Yourself With Recommended Benchmarks (465k PDF)
- Use Easy Frames of Reference (427k PDF)
- Automate Good Habits and Create Templates (414k PDF)
- Live The Power of 10 (450k PDF)
- Take Calculated Risks and Conquer Your Fears (399k PDF)
- Appreciate Teachable Moments and Wake-up Calls (450k PDF)
- Weigh the Costs and Benefits of Changing (454k PDF)
- Step Down to Change (469k PDF)
- Kick it Up a Notch (547k PDF)
- Control Your Environment (522k PDF)
- Monitor Your Progress and Reward Success (500k PDF)
- Expect Obstacles and Prepare for Relapses (568k PDF)
- Set a Date and Get Started—Just Do It (466k PDF)