Sunday, January 20, 2013
- Health: Consider eating turkey regularly for lunch and/or dinner. Turkey is about the leanest of all meats.
- Wealth: Fund a tax-advantaged health savings acct (HSA) for out-of-pocket expenses if you have a high-deductible health care plan.
Monday, January 21, 2013
- Health: Cook skinless turkey and chicken or cook poultry with the skin on and it remove before eating. Both of these actions will help avoid extra fat calories.
- Wealth: Use it or lose it! Spend down funds in a flexible savings account (FSA) for health care by year-end. Monitor your family’s annual health care expenses and try not to save more than you’ll need.
Tuesday, January 22, 2013
- Health: Drink water before meals and consume more foods with high water content such as fruits and vegetables. Both strategies can help you lose weight
- Wealth: Go generic. If they have acceptable quality, buy generic drugs, food, and/or household supplies that cost less than brand name equivalents.
Wednesday, January 23, 2013
- Health: Eat at least 3 servings of whole grains daily. Make sandwiches on whole wheat/grain breads.
- Wealth: Wash and floss to save on health care expenses. Avoid colds and the flu by washing your hands frequently and lower dental costs by flossing your teeth.
Thursday, January 24, 2013
- Health: Make your beverages count. When choosing fruit juices, check the package label carefully and select 100% fruit juice rather than fruit drinks or punches
- Wealth: Quit smoking or don’t start. Smokers pay more for health care than non-smokers, on average, as well as higher premiums for health and life insurance.
Friday, January 25, 2013
- Health: Read nutrition facts labels on muffins. Some have hundreds of calories and more than 20 grams of fat- as much as a fast food hamburger!
- Wealth: Purchase adequate life insurance to protect dependents against loss of a breadwinner’s income
Saturday, January 26, 2013
- Health: Eat and/or prepare more meals at home. Not only will you save money but home cooking allows you to control ingredients and food preparation (e.g., less salt and sugar and broiling instead of frying).
- Wealth: Check your capacity to handle financial challenges with Rutgers Cooperative Extension’s Personal Resiliency Resources Quiz.