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Sunday, January 24, 2010

The first step to getting things you want out of life is this: Decide what you want. - Ben Stein

  • Health: Take your dog for a walk around the block or to a park.
  • Wealth: Check for supermarket specials and coupons BEFORE going shopping.

Monday, January 25, 2010

From every change, something good will happen.

  • Health: If you find it difficult to be active after work, try getting some exercise before work.
  • Wealth: Identify a financial behavior and resolve to make it better (saving 5% of pay - make it 6%).

Tuesday, January 26, 2010

It does not matter how slowly you go so long as you do not stop. - Confucius

  • Health: Take the long way to walk to the water cooler and/or copy machine at work.
  • Wealth: Bring coffee or tea from home to the office instead of buying it at a coffee shop.

Wednesday, January 27, 2010

What you think about, you bring about.

  • Health: Try not to eat meals and snacks late at night.
  • Wealth: Borrow books and music CDs from the library, instead of purchasing them. Borrowing books and reading magazines from your local library can save you hundreds of dollars a year.

Thursday, January 28, 2010

A journey of a thousand miles begins with a single step. - Laozi

  • Health: Go for a half-hour walk, instead of watching TV, or watch TV while exercising.
  • Wealth: Start a holiday or vacation club savings plan and/or build an emergency cash reserve fund.

Friday, January 29, 2010

The future belongs to those who prepare for it today. - Malcolm X

  • Health: Instead of eating out or buying food from a deli, bring a healthy low calorie lunch to work.
  • Wealth: If buying lunch costs $5, but making it at home costs $2.50, in one year you could save $500 and still have money left over ($5 x 260 work days or $1,300 - $2.50 x 260 or $650 = $650).

Saturday, January 30, 2010

Don't count the days, make the days count. - Muhammad Ali

  • Health: Burn calories and have fun! Dance to music from a radio, CD, or iPod.
  • Wealth: Learn about investing; read a personal finance article online, in a newspaper, or at a library.