Sunday, April 18, 2010
- Health: Switch to a reduced-fat or nonfat salad dressing. Regular salad dressing has about 160 calories and 18 grams of fat in a 2-tablespoon serving!
- Wealth: Write down your future financial goals. Be specific with a time deadline and a dollar cost.
Monday, April 19, 2010
- Health: Use nonfat or lower-fat spreads instead of butter (e.g., jam, apple butter, nonfat margarine).
- Wealth: Track your daily spending. It will help you develop a realistic spending plan (budget), plus you'll earn 10 points daily during the online Challenge. Then total up your expenses by category.
Tuesday, April 20, 2010
- Health: To top baked potatoes, use non-fat or reduced fat sour cream, nonfat margarine, or salsa.
- Wealth: To "find" money to save, lighten up on flexible expenses, including costly habits such as smoking and gambling. Put the money you save in a can or a jar as "evidence" of your success.
Wednesday, April 21, 2010
- Health: Use small amounts of high-fat toppings (e.g., mayonnaise, sour cream, and salad dressing).
- Wealth: Shop smarter! Take advantage of sales, coupons, and bulk purchases.
Thursday, April 22, 2010
- Health: Reduce calories painlessly! Switch to 1% or skim milk and nonfat or low-fat dairy products.
- Wealth: Follow the "Rule of Three." Get at least three estimates on products or services that are purchased infrequently (e.g., refrigerators, computers, plumbers, financial planners).
Friday, April 23, 2010
- Health: In cooking, use lower fat and fat-free cheeses (e.g., mozzarella and cottage cheese).
- Wealth: Bank a windfall! When you receive any type of unexpected cash (e.g., gift, bonus, insurance dividend, BINGO winnings), save at least part of it.
Saturday, April 24, 2010
- Health: Save french fries, fried chicken, blooming onions, and other deep-fried foods for special occasions. When you do eat fried foods, have a small serving and/or share your food with a friend.
- Wealth: Continue a loan. When an outstanding loan (e.g., car loan or student loan) is fully repaid, continue to make "payments" to yourself instead of the bank.