Barbara O’Neill, Ph.D., CFP®
Extension Specialist in Financial Resource Management
Rutgers Cooperative Extension
The Rutgers Cooperative Extension Small Steps to Health and Wealth™ (SSHW) program encourages people to make positive behavior changes to simultaneously improve their health and personal finances. Find information about SSHW on the NJAES website, including monthly health and personal finance messages, such as this one, and the entire 132-page SSHW workbook, which is available for free downloading.
Note the emphasis on the words “small steps” in the program title. This is significant because “little changes” can really make a difference over time. For example, 100 fewer calories eaten per day translates into 10 pounds of annual weight loss and $20 a week of savings grows to over $1,000 over a year. One of the small changes that people can make to improve their health and finances is to “stretch” food and beverages so that they simultaneously consume fewer calories and buy things less frequently, thereby saving money. Below are four examples:
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