2017 Marginal Tax Brackets

Your marginal tax bracket determines how much of the earnings from savings and investments you get to keep after taxes. Below are the four individual tax rate schedules for 2017:

Individual Tax Rate Schedules for 2017
Filing Status Taxable Income ($) Marginal Tax Bracket Rate (%)
Married Filing Jointly 0 to 18,650 10
18,651 to 75,900 15
75,901 to 153,100 25
153,101 to 233,350 28
233,351 to 416,700 33
416,701 to 470,700 35
470,701 and higher 39.6
Head of Household 0 to 13,350 10
13,231 to 50,800 15
50,801 to 130,200 25
130,201 to 212,500 28
212,501 to 416,700 33
416,701 to 444,550 35
444,551 and higher 39.6
Single 0 to 9,325 10
9,326 to 37,950 15
37,951 to 91,900 25
90,901 to 191,650 28
191,651 to 416,700 33
416,701 to 418,400 35
418,401 and higher 39.6
Married Filing Separately 0 to 9,325 10
9,326 to 37,950 15
37,951 to 76,550 25
76,551 to 116,675 28
116,676 to 208,350 33
208,351 to 235,350 35
235,350 and higher 39.6
Tax-Exempt and Taxable Yields Compared*
Tax-Exempt Yield (%) Taxable Equivalent Yield (%) for Tax Rate of:
15% Tax Bracket 25% Tax Bracket 28% Tax Bracket 33% Tax Bracket 35% Tax Bracket 39.6% Tax Bracket
2.0 2.35 2.66 2.77 2.98 3.08 3.31
2.5 2.94 3.33 3.47 3.73 3.85 4.14
3.0 3.53 4.00 4.17 4.48 4.62 4.97
3.5 4.18 4.66 4.86 5.22 5.38 5.79
4.0 4.71 5.33 5.55 5.97 6.15 6.62
4.5 5.29 6.00 6.25 6.71 6.92 7.45
5.0 5.88 6.66 6.94 7.46 7.69 8.28
5.5 6.47 7.33 7.63 8.20 8.46 9.11
6.0 7.06 8.00 8.33 8.95 9.23 9.93
6.5 7.65 8.66 9.02 9.70 10.00 10.76
7.0 8.24 9.33 9.72 10.44 10.77 11.59
*Federal income tax rates only. Does not include state income tax.

If you cannot find a specific rate on the chart you can compare yields by using the following formula:

Taxable equivalent yield = tax-free yield ÷ (100% - marginal tax bracket %) or see www.calcxml.com/calculators/inc11

Example: Assume you are in the 25% tax bracket, and have an account with a 4.5% tax-free yield. To get the equivalent taxable yield, divide 4.5% by 75% (100% - 25%). The taxable yield is 6.%.


  1. Rutgers
  2. Executive Dean of Agriculture and Natural Resources
  3. School of Environmental and Biological Sciences