Facebook Messages: Other Savings Topics
- America Saves Website: http://bit.ly/ASaves
Messages
- Got a high-deductible health insurance plan? Consider saving pre-tax dollars (i.e., money that has not been taxed) in a health savings account (HSA) to cover out-of-pocket health care expenses. The maximum savings limits adjust annually and there is no limit on how much can be rolled over from year to year. More savings info: http://bit.ly/ASaves.
- Picture yourself standing on a mountain with a steep drop off to the ground below. Many Americans live on the "financial edge" with very little or no money in savings. Savings provides peace of mind because it can cover unexpected expenses and income losses. Savings is also essential for financial security in later life. More savings info: http://bit.ly/ASaves.
- Want to live a financially secure life when you are older? It all starts with savings today. Here are 4 tips from the U.S. Department of Labor: 1. Start now. Don't wait. Time is critical, 2. Start small, if necessary, 3. Use automatic deductions from your paycheck or bank account for savings deposits, and 4. Save regularly. More savings info: http://bit.ly/ASaves.
- Want to be financially successful? According to a U.S Securities and Exchange Commission booklet, there are 4 steps: 1. Make money, 2. Don't spend it all, 3. Pay off high interest debts, and 4. Start saving and investing as soon as debts are repaid. You could also do steps 3 and 4 at the same time, as many financial experts recommend, to put compound interest on your side immediately. Even people with modest incomes can build wealth. More savings info: http://bit.ly/ASaves.
- Savings is at the heart of the following 4 steps to financial security: 1. Calculate the amount needed to achieve financial goals, 2. Plan how to accumulate the required sum (e.g., $200 every month), 3. Implement the plan by saving money, and 4. Reassess progress at least annually and make adjustments as needed. More savings info: http://bit.ly/ASaves.
- Saving money and losing weight have a lot in common. First, they each have three ways to succeed. For saving, it's earning more, spending less, or doing both. For weight control, it's increased physical activity, eating less, or doing both. The second thing that they have in common is that small successes can build on one another, whether it's losing two pounds or saving $25. For more information, see: http://bit.ly/ASaves and http://njaes.rutgers.edu/sshw/.
- Saving money requires earning an income and good health improves your earning ability. Take care of yourself by eating healthy meals and getting adequate physical activity and sleep. It has been said that "the greatest wealth is health" so take care of yourself and protect your ability to earn money and save. For more information about health and personal finance relationships: http://njaes.rutgers.edu/sshw/.
- People have two important resources for saving: their earning ability and time for their savings to grow. With proper planning and a bit of discipline, people of average means can achieve financial independence and retire in comfort. Start small. Think big. You can save if you put your mind to it. More info: http://bit.ly/ASaves.
- Families with only one earner should consider saving up an emergency fund of at least 6 months' expenses because they have fewer resources to fall back on than 2-earner families. People planning to leave a job to start a business should also have a large financial cushion. You can save if you put your mind to it. More info: http://bit.ly/ASaves.
- Savings provides peace of mind. It's much easier to sleep at night with some money in the bank to back you up. Savings can get you off the financial edge so you're not a paycheck (or a heartbeat) away from financial disaster. Start small. Think big. You can save if you put your mind to it. More info: http://bit.ly/ASaves.
- Getting started is often the hardest part of saving. Staying motivated runs a close second. However, just like the Nike advertising slogan, sometimes you just have to do it! Start small. Think big. Automate your savings. You can save if you put your mind to it. For support and information: http://bit.ly/ASaves.
- The value of a dollar in the future is greater than its value today- if you save it and earn compound interest. The longer you save and invest, and the higher interest rate you earn, the more money you'll have. Start saving today. Start small. Think big. You can save if you put your mind to it. More info: http://bit.ly/ASaves.