Winter 2013, Week 5

Sunday, February 10, 2013

  • Health: Take the time for daily physical activity. Identify three or more 10-15 minute chunks of time per day.
  • Wealth: Automate your savings and investments through employer retirement savings plan, credit union, or mutual fund automatic deposits

Monday, February 11, 2013

  • Health: Eat smaller food portions such as mini-muffins or mini-bagels and 1" low-fat cheese squares.
  • Wealth: Minimize you income taxes by maximizing tax breaks such as tax-deferred savings, long-term capital gains, and tax credits and tax deductions.

Tuesday, February 12, 2013

  • Health: Get moving, get healthy. Start exercising more, even if taking a short walk is all you can do for now. Talk to your doctor first about appropriate physical activity options.
  • Wealth: Create financial resilience with adequate emergency savings, low debt, current job skills, and a social support system. For more information, see http://njaes.rutgers.edu/money/resiliency/.

Wednesday, February 13, 2013

  • Health: Calculate your Body Mass Index (BMI) to see if you're at a healthy weight. Use this Web site: http://www.nhlbisupport.com/bmi/.
  • Wealth: Invest regularly. Dollar-cost average regular deposits at regular intervals, such as $50 per paycheck, preferably automatically through payroll deduction or automated deposits.

Thursday, February 14, 2013

  • Health: Watch what you drink. Many beverages consist of "empty calories" with no nutritional value
  • Wealth: Buy insurance for high-cost risks that could wipe you out financially. Examples include death of a household wage earner, disability, liability, catastrophic medical costs, and the destruction of your home.

Friday, February 15, 2013

  • Health: Eat at least two servings per week of seafood. Watch store sales to get the best prices. Seafood is a low calorie food that contains high-quality protein & omega-3 fatty acids.
  • Wealth: Reduce identity theft risk. Request a free credit report annually from each of the three major credit bureaus (Experian Equifax, and TransUnion).

Saturday, February 16, 2013

  • Health: Prepare food at home. Studies show that people consume less fat if they fix food from "scratch."
  • Wealth: Build and maintain your human capital. Learn something new every day and be a productive worker with current job skills and good health habits.

  1. Rutgers
  2. Executive Dean of Agriculture and Natural Resources
  3. School of Environmental and Biological Sciences