Spring 2010, Week 2

Sunday, April 18, 2010

  • Health: Switch to a reduced-fat or nonfat salad dressing. Regular salad dressing has about 160 calories and 18 grams of fat in a 2-tablespoon serving!
  • Wealth: Write down your future financial goals. Be specific with a time deadline and a dollar cost.

Monday, April 19, 2010

  • Health: Use nonfat or lower-fat spreads instead of butter (e.g., jam, apple butter, nonfat margarine).
  • Wealth: Track your daily spending. It will help you develop a realistic spending plan (budget), plus you'll earn 10 points daily during the online Challenge. Then total up your expenses by category.

Tuesday, April 20, 2010

  • Health: To top baked potatoes, use non-fat or reduced fat sour cream, nonfat margarine, or salsa.
  • Wealth: To "find" money to save, lighten up on flexible expenses, including costly habits such as smoking and gambling. Put the money you save in a can or a jar as "evidence" of your success.

Wednesday, April 21, 2010

  • Health: Use small amounts of high-fat toppings (e.g., mayonnaise, sour cream, and salad dressing).
  • Wealth: Shop smarter! Take advantage of sales, coupons, and bulk purchases.

Thursday, April 22, 2010

  • Health: Reduce calories painlessly! Switch to 1% or skim milk and nonfat or low-fat dairy products.
  • Wealth: Follow the "Rule of Three." Get at least three estimates on products or services that are purchased infrequently (e.g., refrigerators, computers, plumbers, financial planners).

Friday, April 23, 2010

  • Health: In cooking, use lower fat and fat-free cheeses (e.g., mozzarella and cottage cheese).
  • Wealth: Bank a windfall! When you receive any type of unexpected cash (e.g., gift, bonus, insurance dividend, BINGO winnings), save at least part of it.

Saturday, April 24, 2010

  • Health: Save french fries, fried chicken, blooming onions, and other deep-fried foods for special occasions. When you do eat fried foods, have a small serving and/or share your food with a friend.
  • Wealth: Continue a loan. When an outstanding loan (e.g., car loan or student loan) is fully repaid, continue to make "payments" to yourself instead of the bank.

  1. Rutgers
  2. Executive Dean of Agriculture and Natural Resources
  3. School of Environmental and Biological Sciences