Barbara O'Neill, Ph.D., CFP®
Extension Specialist in Financial Resource Management
Rutgers Cooperative Extension
Happy New Year! Have you made resolutions to improve your health and/or finances in 2013? One of the reasons that New Year's resolutions fail is that people say they can't make room in their busy lives for daily exercise, preparing nutritious meals, developing a budget, balancing a checkbook, and other necessary activities. However, in most cases, time is exactly what is needed to successfully reach your goals.
The phrase "take the time" was used on a morning television show segment about households that were proactively reducing their debt and/or living expenses. Someone who was successful in bringing her family finances under control advised viewers to "take the time and keep focused on it [financial goal]."
Time affects health and wealth-building practices in three different ways:
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