Barbara O'Neill, Ph.D., CFP®
Extension Specialist in Financial Resource Management
Rutgers Cooperative Extension
Some financial practices, such as requesting a free credit report, can be done at any time while others have annual time deadlines. It's almost time to ring in a new year but you still have a few weeks left in 2012 to take action on your personal finances. Smart year-end moves can cut your taxes, increase your future financial security, and help you see where you stand in dollars and cents.
Consider the following seven small steps:
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