Improved Personal Finances: Planned and Actual Behavior Change

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Improved Personal Finances: Planned and Actual Behavior Change was a study conducted to determine planned and actual behavior changes by a convenience sample of 99 persons who completed a mailed survey approximately seven months after attending one of three day-long personal finance conferences in the New York metropolitan area in November 1997. The response rate was 39.9% of a sampling frame of 248 persons who completed an initial survey at one of the conferences. Three of every five respondents (60.5%) were enrolled in MONEY 2000^TM, a Cooperative Extension campaign that encourages participants to set a savings or debt reduction goal (e.g., "save $2,000 and reduce debt by $1,000 by December 31, 2000") and take action to achieve it.

Author:
Barbara O'Neill, Ph.D., CFP, AFC, CHC, CFCS (Extension Specialist in Financial Resource Management, Rutgers Cooperative Extension)
Barbara Bristow, M.S. (Extension Associate, Cornell Cooperative Extension)
Patricia Q. Brennan, M.A., CFP, AFC, CHC (Family and Community Health Sciences Educator, Rutgers Cooperative Extension)

Duration:
7 minutes, 37 seconds

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