Investment Risk Tolerance Quiz

A real gambler

Willing to take risks after completing adequate research

Cautious

A real risk avoider

$1,000 in cash

A 50% chance at winning $5,000

A 25% chance at winning $10,000

A 5% chance at winning $100,000

Cancel the vacation

Take a much more modest vacation

Go as scheduled, reasoning that you need the time to prepare for a job search

Extend your vacation, because this might be your last chance to go first-class

Deposit it in a bank account, money market account, or an insured CD

Invest it in safe high quality bonds or bond mutual funds

Invest it in stocks or stock mutual funds

Not at all comfortable

Somewhat comfortable

Very comfortable

Loss

Uncertainty

Opportunity

Thrill

Hold the bonds

Sell the bonds, put half the proceeds into money market accounts, and the other half into hard assets

Sell the bonds and put the total proceeds into hard assets

Sell the bonds, put all the money into hard assets, and borrow additional money to buy more

$200 gain best case; $0 gain/loss worst case

$800 gain best case; $200 loss worst case

$2,600 gain best case; $800 loss worst case

$4,800 gain best case; $2,400 loss worst case

A sure gain of $500

A 50% chance to gain $1,000 and a 50% chance to gain nothing

A sure loss of $500

A 50% chance to lose $1,000 and a 50% chance to lose nothing

A savings account or money market mutual fund

A mutual fund that owns stocks and bonds

A portfolio of 15 common stocks

Commodities like gold, silver, and oil

60% in low-risk investments 30% in medium-risk investments 10% in high-risk investments

30% in low-risk investments 40% in medium-risk investments 30% in high-risk investments

10% in low-risk investments 40% in medium-risk investments 50% in high-risk investments

Nothing

One month's salary

Three month's salary

Six month's salary

- Select One - Male Female

- Select One - Under 25 25-34 35-44 45-54 55-64 65-74 75 and over

- Select One - Never married Not married but living with significant other Married Separated or Divorced Widowed Shared living arrangement

- Select One - Some high school or less High school graduate Some college/trade/vocational training Associate degree Bachelors degree Graduate or professional degree

- Select One - Less than $25,000 $25,000 to $49,999 $50,000 to $74,999 $75,000 to $99,999 $100,000 or greater

% Cash, such as savings accounts, CDs, or money market mutual funds

% Fixed income investments, such as corporate bonds, government bonds, or bond mutual funds

% Equities, such as stocks, stock mutual funds, direct business ownership or investment real estate (not your personal residence)

% Other, such as gold or collectibles

- Select One - I, and/or someone in my household, make these decisions. I rely on the advice of a professional (e.g., broker, financial planner, or other consultant). I currently have no investment assets.